/* ============================================================
   PRÉSTAMO NUEVO — prestamonuevo.es
   Design: V5 "Bold Conversion" (violet + yellow)
   ============================================================ */

:root {
  --violet: #6d28d9;
  --violet-deep: #4c1d95;
  --violet-mid: #7c3aed;
  --violet-soft: #ede9fe;
  --yellow: #facc15;
  --yellow-dark: #eab308;
  --yellow-soft: #fef9c3;
  --green: #16a34a;
  --danger: #dc2626;
  --ink: #1e1b2e;
  --soft: #57516b;
  --mute: #9b93b3;
  --bg: #ffffff;
  --gray: #f7f5fb;
  --border: #e8e4f4;
  --r: 22px;
  --r-sm: 16px;
  --shadow: 0 14px 40px rgba(109, 40, 217, 0.12);
  --shadow-lg: 0 30px 70px rgba(30, 20, 60, 0.35);
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-head: 'Bricolage Grotesque', 'Inter', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: var(--violet); }

h1, h2, h3, h4 { font-family: var(--font-head); }

.container {
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 20px;
}
.container--narrow { max-width: 760px; }

/* ============ BUTTONS ============ */
.btn {
  display: inline-block;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1rem;
  text-align: center;
  text-decoration: none;
  border: none;
  border-radius: var(--r-sm);
  padding: 14px 28px;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}

.btn--cta {
  background: var(--yellow);
  color: var(--ink);
  font-size: 1.05rem;
  padding: 16px 32px;
  box-shadow: 0 5px 0 var(--yellow-dark);
}
.btn--cta:hover { transform: translateY(-2px); box-shadow: 0 7px 0 var(--yellow-dark); }
.btn--cta:active { transform: translateY(3px); box-shadow: 0 1px 0 var(--yellow-dark); }

.btn--primary { background: var(--violet); color: #fff; }
.btn--primary:hover { background: var(--violet-deep); transform: translateY(-2px); }

.btn--ghost { background: transparent; color: var(--soft); border: 2px solid var(--border); }
.btn--ghost:hover { border-color: var(--violet); color: var(--violet); }

.btn--block { display: block; width: 100%; }
.btn--sm { padding: 11px 20px; font-size: .9rem; }

/* ============ HEADER ============ */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #fff;
  border-bottom: 1px solid var(--border);
}
.header__inner {
  display: flex;
  align-items: center;
  gap: 28px;
  height: 70px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 9px;
  text-decoration: none;
  color: var(--ink);
  font-family: var(--font-head);
  font-size: 1.3rem;
  font-weight: 800;
  letter-spacing: -.4px;
  white-space: nowrap;
}
.logo strong { color: var(--violet); font-weight: 800; }
.logo__shield {
  flex-shrink: 0;
  display: block;
}
.logo--light { color: #fff; }
.logo--light strong { color: var(--yellow); }

.nav { display: flex; gap: 26px; margin-left: auto; }
.nav a {
  text-decoration: none;
  color: var(--soft);
  font-weight: 600;
  font-size: .93rem;
}
.nav a:hover { color: var(--violet); }

.header__cta { white-space: nowrap; }
.header__secure { margin-left: auto; font-size: .85rem; color: var(--violet); font-weight: 700; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  margin-left: auto;
}
.nav-toggle span { width: 24px; height: 3px; background: var(--ink); border-radius: 2px; }

/* CTA dentro del menú móvil: oculto en desktop */
.nav__cta-mobile { display: none; }

/* ============ HERO ============ */
.hero {
  background: linear-gradient(140deg, var(--violet-deep) 0%, var(--violet) 60%, #8b5cf6 100%);
  color: #fff;
  padding: 60px 0 96px;
  position: relative;
  overflow: hidden;
}
.hero__blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(2px);
  pointer-events: none;
}
.hero__blob--1 { width: 340px; height: 340px; background: rgba(250, 204, 21, .14); top: -120px; right: 6%; }
.hero__blob--2 { width: 220px; height: 220px; background: rgba(255, 255, 255, .07); bottom: -70px; left: 4%; }

.hero__inner {
  display: grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 52px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero__badge {
  display: inline-block;
  background: var(--yellow);
  color: var(--ink);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: .82rem;
  padding: 8px 18px;
  border-radius: 999px;
  transform: rotate(-2deg);
  margin-bottom: 22px;
  box-shadow: 0 4px 14px rgba(0, 0, 0, .2);
}
.hero h1 {
  font-size: 3.4rem;
  line-height: 1.04;
  font-weight: 800;
  letter-spacing: -.02em;
  margin-bottom: 18px;
}
.hero h1 .u { position: relative; white-space: nowrap; }
.hero h1 .u::after {
  content: '';
  position: absolute;
  left: 0;
  right: 0;
  bottom: 4px;
  height: 14px;
  background: var(--yellow);
  opacity: .85;
  z-index: -1;
  border-radius: 7px;
  transform: rotate(-1deg);
}
.hero__subtitle {
  font-size: 1.13rem;
  color: rgba(255, 255, 255, .85);
  margin-bottom: 28px;
  max-width: 470px;
}
.hero__features {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px 20px;
  margin-bottom: 30px;
}
.hero__features li {
  display: flex;
  gap: 10px;
  align-items: center;
  font-weight: 600;
  font-size: .95rem;
}
.hero__features .em { font-size: 1.15rem; }

.hero__social { display: flex; align-items: center; gap: 14px; }
.avs { display: flex; }
.avs span {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 3px solid var(--violet);
  display: grid;
  place-items: center;
  font-weight: 800;
  font-size: .8rem;
  margin-left: -10px;
  color: #fff;
}
.avs span:first-child { margin-left: 0; }
.hero__social p { font-size: .84rem; color: rgba(255, 255, 255, .8); }
.hero__social b { color: var(--yellow); }

/* ============ FORM CARD ============ */
.form-card {
  background: #fff;
  color: var(--ink);
  border-radius: var(--r);
  box-shadow: var(--shadow-lg);
  padding: 34px 32px;
  position: relative;
}
.form-card__flag {
  position: absolute;
  top: -16px;
  right: 26px;
  background: var(--violet);
  color: #fff;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: .78rem;
  padding: 7px 16px;
  border-radius: 999px;
}
.form-card__title {
  font-size: 1.45rem;
  font-weight: 800;
  margin-bottom: 24px;
  text-align: center;
}
.form-card__note {
  margin-top: 13px;
  text-align: center;
  font-size: .78rem;
  color: var(--mute);
}

.form-step { display: none; }
.form-step--active { display: block; }

.form-back {
  background: none;
  border: none;
  color: var(--soft);
  font-weight: 700;
  font-size: .88rem;
  cursor: pointer;
  margin-bottom: 8px;
  padding: 0;
  font-family: var(--font-body);
}
.form-back:hover { color: var(--violet); }

.progress-steps {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-bottom: 22px;
}
.progress-steps span {
  display: grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border-radius: 12px;
  font-family: var(--font-head);
  font-size: .88rem;
  font-weight: 800;
  background: var(--gray);
  color: var(--mute);
}
.progress-steps .done { background: var(--yellow); color: var(--ink); }
.progress-steps .current { background: var(--violet); color: #fff; }
.progress-steps .line {
  width: 40px;
  height: 4px;
  border-radius: 2px;
  background: var(--border);
}
.progress-steps .line.done { background: var(--yellow); }

/* sliders */
.slider-group { margin-bottom: 22px; }
.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 10px;
}
.slider-header label { font-weight: 600; font-size: .88rem; color: var(--soft); }
.slider-value {
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.55rem;
  color: var(--violet);
}
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 12px;
  border-radius: 999px;
  background: linear-gradient(to right, var(--violet) 0%, var(--violet) var(--fill, 50%), var(--violet-soft) var(--fill, 50%), var(--violet-soft) 100%);
  outline: none;
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--yellow);
  border: 4px solid #fff;
  box-shadow: 0 3px 10px rgba(0, 0, 0, .25);
  cursor: grab;
}
input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--yellow);
  border: 4px solid #fff;
  box-shadow: 0 3px 10px rgba(0, 0, 0, .25);
  cursor: grab;
}
.slider-limits {
  display: flex;
  justify-content: space-between;
  font-size: .76rem;
  color: var(--mute);
  margin-top: 6px;
}

.quick-amounts {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin: -2px 0 22px;
}
.quick-amounts button {
  flex: 1;
  min-width: 60px;
  padding: 10px 4px;
  border: 2px solid var(--border);
  border-radius: 12px;
  background: #fff;
  font-family: var(--font-head);
  font-weight: 700;
  font-size: .86rem;
  color: var(--soft);
  cursor: pointer;
  transition: all .12s;
}
.quick-amounts button:hover { border-color: var(--violet); color: var(--violet); }
.quick-amounts button.active {
  background: var(--violet);
  border-color: var(--violet);
  color: #fff;
  transform: scale(1.05);
}

.form-summary {
  display: flex;
  justify-content: space-between;
  background: var(--violet-soft);
  border-radius: var(--r-sm);
  padding: 15px 22px;
  margin-bottom: 22px;
}
.form-summary div { display: flex; flex-direction: column; }
.form-summary span { font-size: .75rem; color: var(--soft); }
.form-summary strong {
  font-family: var(--font-head);
  font-size: 1.2rem;
  color: var(--violet);
}

/* fields */
.field { margin-bottom: 16px; }
.field label {
  display: block;
  font-weight: 600;
  font-size: .9rem;
  margin-bottom: 6px;
  color: var(--soft);
}
.field input {
  width: 100%;
  font-family: var(--font-body);
  font-size: 1rem;
  padding: 13px 14px;
  border: 2px solid var(--border);
  border-radius: 12px;
  transition: border-color .15s;
}
.field input:focus {
  outline: none;
  border-color: var(--violet);
  box-shadow: 0 0 0 3px rgba(109, 40, 217, .14);
}
.field.invalid input { border-color: var(--danger); }
.field-error {
  display: none;
  color: var(--danger);
  font-size: .8rem;
  margin-top: 5px;
}
.field.invalid .field-error { display: block; }
#privacyError { margin: -8px 0 12px; }
#privacyError.show { display: block; }

.phone-wrap { display: flex; }
.phone-prefix {
  display: grid;
  place-items: center;
  padding: 0 14px;
  background: var(--gray);
  border: 2px solid var(--border);
  border-right: none;
  border-radius: 12px 0 0 12px;
  font-family: var(--font-head);
  font-weight: 700;
  color: var(--soft);
}
.phone-wrap input { border-radius: 0 12px 12px 0; }

.checkbox {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: .83rem;
  color: var(--soft);
  margin-bottom: 12px;
  cursor: pointer;
}
.checkbox input {
  flex-shrink: 0;
  width: 18px;
  height: 18px;
  margin-top: 2px;
  accent-color: var(--violet);
  cursor: pointer;
}

/* ============ MARQUEE STATS ============ */
.marquee {
  background: var(--yellow);
  padding: 15px 0;
  overflow: hidden;
  transform: rotate(-1deg);
  margin-top: -34px;
  position: relative;
  z-index: 2;
}
.marquee__inner {
  display: flex;
  gap: 44px;
  width: max-content;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1rem;
  color: var(--ink);
  white-space: nowrap;
  animation: marquee 26s linear infinite;
}
.marquee__inner span { flex-shrink: 0; }
@keyframes marquee {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}

/* ============ SECTIONS ============ */
.section { padding: 80px 0; }
.section--gray { background: var(--gray); }
.section__title {
  text-align: center;
  font-size: 2.4rem;
  font-weight: 800;
  letter-spacing: -.01em;
  margin-bottom: 12px;
}
.section__title .hl { color: var(--violet); }
.section__subtitle {
  text-align: center;
  color: var(--soft);
  font-size: 1.02rem;
  margin-bottom: 48px;
}
.section__cta { text-align: center; margin-top: 46px; }

/* steps */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.step {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 28px 24px;
  transition: all .18s;
}
.step:hover {
  border-color: var(--violet);
  transform: translateY(-6px) rotate(-1deg);
  box-shadow: 0 18px 40px rgba(109, 40, 217, .14);
}
.step__num {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: var(--violet-soft);
  color: var(--violet);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.2rem;
  display: grid;
  place-items: center;
  margin-bottom: 14px;
  transform: rotate(-4deg);
}
.step h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 6px; }
.step p { font-size: .88rem; color: var(--soft); }

/* ============ LENDER CARDS (index) ============ */
.lenders {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.lc {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 26px 24px;
  position: relative;
  display: flex;
  flex-direction: column;
  transition: all .18s;
}
.lc:hover { transform: translateY(-6px); box-shadow: 0 20px 46px rgba(109, 40, 217, .16); }
.lc--star {
  border-color: var(--yellow);
  box-shadow: 0 14px 40px rgba(250, 204, 21, .25);
}
.lc__rib {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%) rotate(-2deg);
  background: var(--yellow);
  color: var(--ink);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: .74rem;
  padding: 6px 16px;
  border-radius: 999px;
  white-space: nowrap;
  box-shadow: 0 3px 10px rgba(0, 0, 0, .12);
}
.lc__rib--hot { background: var(--violet); color: #fff; }
.lc__head { display: flex; align-items: center; gap: 13px; margin-bottom: 16px; }
.lc__logo {
  width: 50px;
  height: 50px;
  border-radius: var(--r-sm);
  display: grid;
  place-items: center;
  color: #fff;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.25rem;
  flex-shrink: 0;
}
.lc__name { font-family: var(--font-head); font-weight: 800; font-size: 1.12rem; }
.lc__rating { font-size: .78rem; color: #f59e0b; font-weight: 600; }
.lc__rating small { color: var(--mute); font-weight: 500; }
.lc__amount {
  font-family: var(--font-head);
  font-size: 2rem;
  font-weight: 800;
  color: var(--violet);
  line-height: 1.1;
  margin-bottom: 14px;
}
.lc__amount small { font-size: .82rem; color: var(--mute); font-weight: 600; font-family: var(--font-body); }
.lc__stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 14px;
}
.lc__stat {
  background: var(--gray);
  border-radius: 12px;
  padding: 9px 12px;
}
.lc__stat span { display: block; font-size: .7rem; color: var(--mute); }
.lc__stat strong { font-family: var(--font-head); font-size: .92rem; }
.lc__feats { list-style: none; display: grid; gap: 7px; margin-bottom: 20px; flex: 1; }
.lc__feats li { font-size: .86rem; color: var(--soft); display: flex; gap: 8px; }
.lc__feats li::before { content: '✓'; color: var(--violet); font-weight: 800; }
.lc__note { text-align: center; font-size: .74rem; color: var(--mute); margin-top: 8px; }

/* benefits */
.benefits {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.benefit {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 26px 24px;
  transition: all .18s;
}
.benefit:hover { border-color: var(--violet); transform: translateY(-4px); }
.benefit__icon {
  width: 54px;
  height: 54px;
  display: grid;
  place-items: center;
  font-size: 1.6rem;
  background: var(--violet-soft);
  border-radius: var(--r-sm);
  margin-bottom: 14px;
  transform: rotate(-4deg);
}
.benefit h3 { font-size: 1.05rem; font-weight: 800; margin-bottom: 6px; }
.benefit p { font-size: .9rem; color: var(--soft); }

/* testimonials */
.testimonials {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.testimonial {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 26px 24px;
  display: flex;
  flex-direction: column;
}
.testimonial:nth-child(2) { transform: rotate(1deg); }
.testimonial:nth-child(3) { transform: rotate(-1deg); }
.testimonial__stars { color: #f59e0b; letter-spacing: 2px; margin-bottom: 12px; }
.testimonial p { font-size: .92rem; color: var(--soft); flex: 1; }
.testimonial__author { margin-top: 16px; display: flex; flex-direction: column; }
.testimonial__author strong { font-family: var(--font-head); }
.testimonial__author span { font-size: .8rem; color: var(--mute); }

/* faq */
.faq-list { display: grid; gap: 12px; }
.faq-item {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r-sm);
  overflow: hidden;
}
.faq-item[open] { border-color: var(--violet); }
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 18px 48px 18px 22px;
  font-weight: 700;
  font-size: .98rem;
  position: relative;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  position: absolute;
  right: 20px;
  top: 50%;
  transform: translateY(-50%);
  font-family: var(--font-head);
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--violet);
}
.faq-item[open] summary::after { content: '−'; }
.faq-item p {
  padding: 0 22px 18px;
  font-size: .92rem;
  color: var(--soft);
}

/* CTA band */
.band {
  background: linear-gradient(135deg, var(--violet-deep), var(--violet));
  border-radius: var(--r);
  color: #fff;
  text-align: center;
  padding: 54px 30px;
  position: relative;
  overflow: hidden;
}
.band::before {
  content: '';
  position: absolute;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: rgba(250, 204, 21, .12);
  top: -100px;
  right: -60px;
}
.band h2 { font-size: 2rem; font-weight: 800; margin-bottom: 12px; position: relative; }
.band p { color: rgba(255, 255, 255, .8); margin-bottom: 26px; position: relative; }
.band .btn { position: relative; }

.legal-note {
  margin-top: 28px;
  font-size: .76rem;
  color: var(--mute);
  line-height: 1.5;
}

/* ============ FOOTER ============ */
.footer {
  background: var(--ink);
  color: #a8a1bd;
  padding: 56px 0 0;
  font-size: .9rem;
}
.footer--slim { padding: 0; margin-top: 60px; }
.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 32px;
  padding-bottom: 40px;
}
.footer__col h4 { color: #fff; margin-bottom: 14px; font-size: .95rem; }
.footer__col a {
  display: block;
  color: #a8a1bd;
  text-decoration: none;
  margin-bottom: 8px;
}
/* El logo del footer debe seguir en línea (icono + texto), no display:block */
.footer__col a.logo { display: flex; margin-bottom: 0; }
.footer__col a:hover { color: var(--yellow); }
.footer__col--brand p { margin-top: 14px; max-width: 260px; font-size: .85rem; }
.footer__disclaimer {
  border-top: 1px solid rgba(255, 255, 255, .12);
  padding: 24px 0;
  font-size: .76rem;
  color: rgba(168, 161, 189, .75);
  line-height: 1.6;
}
.footer__disclaimer p + p { margin-top: 10px; }
.footer__bottom {
  border-top: 1px solid rgba(255, 255, 255, .12);
  padding: 18px 0;
  font-size: .82rem;
  text-align: center;
}
.footer__bottom--row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}
.footer__bottom--row nav { display: flex; gap: 18px; }
.footer__bottom--row a { color: #a8a1bd; text-decoration: none; }
.footer__bottom--row a:hover { color: var(--yellow); }

/* ============ COOKIE BANNER ============ */
.cookie-banner {
  position: fixed;
  bottom: 16px;
  left: 16px;
  right: 16px;
  max-width: 720px;
  margin: 0 auto;
  z-index: 200;
  display: flex;
  align-items: center;
  gap: 18px;
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r-sm);
  box-shadow: var(--shadow-lg);
  padding: 16px 20px;
  font-size: .86rem;
  color: var(--soft);
}
.cookie-banner__actions { display: flex; gap: 8px; flex-shrink: 0; }

/* ============ LOADING SCREEN (ofertas.html) ============ */
.page-offers { background: var(--gray); min-height: 100vh; display: flex; flex-direction: column; }
.page-offers .footer { margin-top: auto; }

.loading {
  background: linear-gradient(140deg, var(--violet-deep) 0%, var(--violet) 70%, #8b5cf6 100%);
  color: #fff;
  padding: 100px 0 110px;
  position: relative;
  overflow: hidden;
}
.loading::before {
  content: '';
  position: absolute;
  width: 340px;
  height: 340px;
  border-radius: 50%;
  background: rgba(250, 204, 21, .12);
  top: -130px;
  right: 8%;
}
.loading__inner { text-align: center; position: relative; }
.loading__spinner {
  display: inline-flex;
  gap: 9px;
  margin-bottom: 30px;
}
.loading__spinner div {
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--yellow);
  animation: bounce 1.2s infinite ease-in-out;
}
.loading__spinner div:nth-child(2) { animation-delay: .15s; background: #fff; }
.loading__spinner div:nth-child(3) { animation-delay: .3s; background: var(--yellow); }
@keyframes bounce {
  0%, 80%, 100% { transform: translateY(0); opacity: .5; }
  40% { transform: translateY(-14px); opacity: 1; }
}
.loading__title { font-size: 2rem; font-weight: 800; margin-bottom: 10px; }
.loading__msg { color: rgba(255, 255, 255, .8); margin-bottom: 28px; min-height: 1.6em; }
.loading__bar {
  height: 12px;
  background: rgba(255, 255, 255, .18);
  border-radius: 999px;
  overflow: hidden;
  max-width: 420px;
  margin: 0 auto 36px;
}
.loading__bar-fill {
  height: 100%;
  width: 0%;
  border-radius: 999px;
  background: var(--yellow);
  transition: width .5s ease;
}
.loading__checklist {
  list-style: none;
  display: inline-flex;
  flex-direction: column;
  gap: 13px;
  text-align: left;
}
.loading__checklist li {
  position: relative;
  padding-left: 34px;
  color: rgba(255, 255, 255, .5);
  font-weight: 600;
  transition: color .3s;
}
.loading__checklist li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 2px;
  width: 21px;
  height: 21px;
  border-radius: 50%;
  border: 2px solid rgba(255, 255, 255, .35);
}
.loading__checklist li.checked { color: #fff; }
.loading__checklist li.checked::before {
  content: '✓';
  display: grid;
  place-items: center;
  font-size: .75rem;
  color: var(--ink);
  background: var(--yellow);
  border-color: var(--yellow);
  font-weight: 800;
}

/* ============ OFFERS SCREEN ============ */
.offers { padding: 46px 0 30px; }
.offers__head { text-align: center; margin-bottom: 26px; }
.offers__badge {
  display: inline-block;
  background: var(--yellow);
  color: var(--ink);
  font-family: var(--font-head);
  font-weight: 800;
  font-size: .85rem;
  border-radius: 999px;
  padding: 8px 20px;
  margin-bottom: 16px;
  transform: rotate(-2deg);
  box-shadow: 0 4px 14px rgba(0, 0, 0, .12);
}
.offers__head h1 { font-size: 2.3rem; font-weight: 800; letter-spacing: -.01em; margin-bottom: 8px; }
.offers__subtitle { color: var(--soft); }
.offers__meta {
  display: inline-flex;
  gap: 18px;
  margin-top: 16px;
  font-size: .86rem;
  color: var(--soft);
  background: #fff;
  border: 2px solid var(--border);
  border-radius: 999px;
  padding: 9px 22px;
  flex-wrap: wrap;
  justify-content: center;
}
.offers__meta strong { color: var(--violet); font-family: var(--font-head); }

.offers__urgency {
  background: var(--yellow-soft);
  border: 2px solid #fde047;
  color: #854d0e;
  border-radius: var(--r-sm);
  padding: 14px 18px;
  font-size: .9rem;
  text-align: center;
  margin-bottom: 28px;
}

.offers__list { display: grid; gap: 20px; }

/* --- offer row card (redesigned) --- */
.offer {
  position: relative;
  display: grid;
  grid-template-columns: 250px 1fr 200px;
  gap: 24px;
  align-items: center;
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 26px 28px;
  transition: all .18s;
}
.offer:hover {
  border-color: var(--violet);
  transform: translateY(-3px);
  box-shadow: 0 20px 46px rgba(109, 40, 217, .14);
}
.offer--featured {
  border-color: var(--yellow);
  background: linear-gradient(120deg, #fffdf3 0%, #fff 45%);
  box-shadow: 0 14px 40px rgba(250, 204, 21, .22);
}
.offer--featured:hover { border-color: var(--yellow-dark); }

.offer__ribbon {
  position: absolute;
  top: -14px;
  left: 26px;
  background: var(--yellow);
  color: var(--ink);
  font-family: var(--font-head);
  font-size: .74rem;
  font-weight: 800;
  padding: 6px 16px;
  border-radius: 999px;
  transform: rotate(-2deg);
  box-shadow: 0 3px 10px rgba(0, 0, 0, .12);
}
.offer__ribbon--hot { background: var(--violet); color: #fff; }

.offer__brand { display: flex; flex-direction: column; align-items: flex-start; gap: 10px; }
.offer__logo {
  width: 58px;
  height: 58px;
  border-radius: var(--r-sm);
  display: grid;
  place-items: center;
  color: #fff;
  font-family: var(--font-head);
  font-weight: 800;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.offer__name { font-family: var(--font-head); font-weight: 800; font-size: 1.18rem; line-height: 1.2; }
.offer__rating { font-size: .8rem; color: #f59e0b; font-weight: 600; margin-top: 2px; }
.offer__rating small { color: var(--mute); font-weight: 500; }
.offer__tagline {
  display: inline-block;
  margin-top: 6px;
  font-size: .74rem;
  font-weight: 700;
  color: var(--violet);
  background: var(--violet-soft);
  border-radius: 999px;
  padding: 3px 10px;
}

.offer__details { display: flex; flex-direction: column; gap: 12px; }
.offer__facts {
  display: grid;
  grid-template-columns: repeat(2, 1fr);   /* 4 datos → 2×2 parejo (Importe/Plazo · TAE/Edad) */
  gap: 10px;
}
.fact {
  background: var(--gray);
  border-radius: 12px;
  padding: 10px 14px;
}
.fact span { display: block; font-size: .7rem; color: var(--mute); font-weight: 600; }
.fact strong { font-family: var(--font-head); font-size: 1.05rem; }
.fact--hl { background: var(--violet-soft); }
.fact--hl strong { color: var(--violet); }
.offer__tags { display: flex; flex-wrap: wrap; gap: 6px 14px; }
.offer__tag { font-size: .8rem; color: var(--soft); display: inline-flex; gap: 4px; align-items: center; }

.offer__action { text-align: center; }
.offer__action .btn { width: 100%; }
.offer__action small {
  display: block;
  margin-top: 9px;
  font-size: .74rem;
  color: var(--mute);
}

.offers__help {
  margin-top: 32px;
  background: var(--violet-soft);
  border: 2px solid #ddd3fb;
  border-radius: var(--r);
  padding: 22px 26px;
}
.offers__help h2 { font-size: 1.05rem; font-weight: 800; margin-bottom: 6px; }
.offers__help p { font-size: .92rem; color: var(--soft); }

/* ============ LEGAL PAGES ============ */
.legal-page { padding: 56px 0 72px; }
.legal-page h1 { font-size: 2.1rem; font-weight: 800; margin-bottom: 8px; }
.legal-page .updated { color: var(--mute); font-size: .85rem; margin-bottom: 32px; }
.legal-page h2 { font-size: 1.25rem; font-weight: 800; margin: 32px 0 10px; }
.legal-page p, .legal-page li { color: var(--soft); font-size: .95rem; margin-bottom: 10px; }
.legal-page ul { padding-left: 22px; margin-bottom: 14px; }

/* ============ RESPONSIVE ============ */
@media (max-width: 960px) {
  .hero__inner { grid-template-columns: 1fr; gap: 44px; }
  .hero h1 { font-size: 2.5rem; }
  .steps, .benefits, .testimonials, .lenders { grid-template-columns: repeat(2, 1fr); }
  .footer__grid { grid-template-columns: repeat(2, 1fr); }
  .offer { grid-template-columns: 1fr; gap: 18px; }
  .offer__action { text-align: left; }
  .offer__action .btn { width: auto; min-width: 240px; }
}

@media (max-width: 640px) {
  .nav {
    display: none;
    position: absolute;
    top: 70px;
    left: 0;
    right: 0;
    flex-direction: column;
    background: #fff;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    padding: 8px 16px 16px;
    gap: 0;
    box-shadow: 0 18px 40px rgba(30,20,60,.14);
  }
  .nav.open { display: flex; }
  .nav-toggle { display: flex; }
  .header__cta { display: none; }
  /* Enlaces de primer nivel: fila con separador */
  .nav > a,
  .nav__item--has-drop > a {
    display: flex;
    align-items: center;
    padding: 14px 6px;
    font-size: 1rem;
    font-weight: 700;
    color: var(--ink);
    border-bottom: 1px solid var(--border);
  }
  .nav > a:last-child { border-bottom: none; }
  .nav > a.is-active { color: var(--violet); }
  .hero { padding: 44px 0 70px; }
  .hero h1 { font-size: 2rem; }
  .hero__features { grid-template-columns: 1fr; }
  .marquee__inner { font-size: .85rem; gap: 26px; }
  .section { padding: 54px 0; }
  .section__title { font-size: 1.7rem; }
  .steps, .benefits, .testimonials, .lenders { grid-template-columns: 1fr; }
  .form-card { padding: 26px 20px; }
  .cookie-banner { flex-direction: column; align-items: flex-start; }
  .offers__head h1 { font-size: 1.6rem; }
  .loading__title { font-size: 1.45rem; }
  .offer { padding: 22px 20px; }
  .offer__facts { grid-template-columns: 1fr 1fr; }
  .offer__action .btn { width: 100%; }
  .band h2 { font-size: 1.5rem; }
}

/* ============================================================
   V2 ADDITIONS — full-site: nav dropdown, breadcrumb, article,
   answer-box, compare table, simulator, author, related links
   ============================================================ */

/* ---- Header nav dropdown ---- */
.nav__item { position: relative; }
.nav__item--has-drop > a::after {
  content: '▾';
  font-size: .7rem;
  margin-left: 5px;
  color: var(--mute);
}
.nav__drop {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  min-width: 260px;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  box-shadow: var(--shadow);
  padding: 10px;
  display: grid;
  gap: 2px;
  opacity: 0;
  visibility: hidden;
  transition: opacity .16s, transform .16s;
  z-index: 120;
}
.nav__item--has-drop:hover .nav__drop,
.nav__item--has-drop:focus-within .nav__drop {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(4px);
}
.nav__drop a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 12px;
  border-radius: 10px;
  font-size: .9rem;
  font-weight: 600;
  color: var(--soft);
}
.nav__drop a:hover { background: var(--violet-soft); color: var(--violet); }
.nav__drop .ic { font-size: 1.05rem; }
.nav a.is-active { color: var(--violet); }

/* ---- Breadcrumb ---- */
.breadcrumb {
  background: var(--gray);
  border-bottom: 1px solid var(--border);
  font-size: .82rem;
}
.breadcrumb ol {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  align-items: center;
  padding: 12px 0;
  margin: 0;
}
.breadcrumb li { display: flex; align-items: center; gap: 6px; color: var(--mute); }
.breadcrumb li:not(:last-child)::after { content: '›'; color: var(--mute); }
.breadcrumb a { color: var(--soft); text-decoration: none; font-weight: 600; }
.breadcrumb a:hover { color: var(--violet); }

/* ---- Page hero (money pages / articles, lighter than home hero) ---- */
.page-hero {
  background: linear-gradient(140deg, var(--violet-deep) 0%, var(--violet) 75%);
  color: #fff;
  padding: 48px 0 56px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  width: 300px; height: 300px;
  border-radius: 50%;
  background: rgba(250, 204, 21, .12);
  top: -120px; right: -40px;
}
.page-hero__inner { position: relative; max-width: 820px; }
.update-badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255, 255, 255, .14);
  border: 1px solid rgba(255, 255, 255, .22);
  border-radius: 999px;
  padding: 6px 14px;
  font-size: .78rem;
  font-weight: 600;
  margin-bottom: 16px;
}
.page-hero h1 { font-size: 2.6rem; font-weight: 800; line-height: 1.1; margin-bottom: 14px; }
.page-hero .lead { font-size: 1.12rem; color: rgba(255, 255, 255, .88); max-width: 640px; }

/* ---- AEO answer box (direct-answer snippet bait) ---- */
.answer-box {
  background: #fff;
  border: 2px solid var(--violet-soft);
  border-left: 5px solid var(--violet);
  border-radius: var(--r-sm);
  padding: 22px 26px;
  margin: 0 0 28px;
  box-shadow: var(--shadow);
}
.answer-box__q { font-family: var(--font-head); font-weight: 800; font-size: 1.05rem; margin-bottom: 8px; }
.answer-box p { color: var(--soft); font-size: .98rem; margin: 0; }
.answer-box p + p { margin-top: 8px; }

/* ---- Article / content typography ---- */
.content { padding: 48px 0 64px; }
.content__layout { display: grid; grid-template-columns: 1fr; gap: 40px; }
.content__layout--sidebar { grid-template-columns: minmax(0, 1fr) 300px; align-items: start; }
.prose { max-width: 760px; }
.prose h2 {
  font-size: 1.7rem;
  font-weight: 800;
  margin: 38px 0 14px;
  scroll-margin-top: 90px;
}
.prose h3 { font-size: 1.25rem; font-weight: 800; margin: 26px 0 10px; }
.prose p { color: var(--soft); margin-bottom: 14px; font-size: 1rem; line-height: 1.7; }
.prose ul, .prose ol { color: var(--soft); margin: 0 0 16px 0; padding-left: 22px; }
.prose li { margin-bottom: 8px; line-height: 1.65; }
.prose a { color: var(--violet); font-weight: 600; }
.prose strong { color: var(--ink); }
.prose blockquote {
  border-left: 4px solid var(--yellow);
  background: var(--yellow-soft);
  padding: 14px 20px;
  border-radius: 0 12px 12px 0;
  margin: 18px 0;
  color: #854d0e;
  font-size: .95rem;
}

/* ---- Table of contents (sticky sidebar) ---- */
.toc {
  position: sticky;
  top: 90px;
  background: var(--gray);
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  padding: 20px 22px;
}
.toc h4 { font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; color: var(--mute); margin-bottom: 12px; }
.toc ol { list-style: none; counter-reset: toc; display: grid; gap: 8px; }
.toc li { counter-increment: toc; }
.toc a { display: flex; gap: 8px; color: var(--soft); text-decoration: none; font-size: .88rem; font-weight: 600; }
.toc a::before { content: counter(toc); color: var(--violet); font-weight: 800; }
.toc a:hover { color: var(--violet); }

/* ---- Comparison table (responsive) ---- */
.table-compare-wrap { overflow-x: auto; border-radius: var(--r); border: 2px solid var(--border); }
.table-compare { width: 100%; border-collapse: collapse; min-width: 640px; background: #fff; }
.table-compare thead th {
  background: var(--violet-deep);
  color: #fff;
  font-family: var(--font-head);
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .04em;
  padding: 14px 16px;
  text-align: left;
}
.table-compare tbody td { padding: 16px; border-top: 1px solid var(--border); vertical-align: middle; }
.table-compare tbody tr:hover { background: var(--violet-soft); }
.table-compare tbody tr.is-featured { background: #fffdf3; }
.table-compare .tc-brand { display: flex; align-items: center; gap: 12px; }
.table-compare .tc-logo {
  width: 40px; height: 40px; border-radius: 10px;
  display: grid; place-items: center; color: #fff;
  font-family: var(--font-head); font-weight: 800; flex-shrink: 0;
}
.table-compare .tc-name { font-family: var(--font-head); font-weight: 800; }
.table-compare .tc-rating { font-size: .74rem; color: #f59e0b; }
.table-compare .tc-num { font-family: var(--font-head); font-weight: 800; }
.table-compare .btn { padding: 9px 16px; font-size: .84rem; }

/* ---- Requirements / checklist boxes ---- */
.checkgrid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin: 18px 0; }
.checkgrid li {
  list-style: none;
  display: flex; gap: 10px; align-items: flex-start;
  background: var(--gray);
  border-radius: 12px;
  padding: 13px 16px;
  font-size: .92rem;
  color: var(--soft);
}
.checkgrid li::before { content: '✓'; color: var(--green); font-weight: 800; flex-shrink: 0; }

/* ---- Inline mini simulator ---- */
.simulator {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  padding: 28px 26px;
  box-shadow: var(--shadow);
}
.simulator h3 { font-size: 1.2rem; font-weight: 800; margin-bottom: 18px; text-align: center; }
.simulator__result {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 20px 0;
}
.sim-cell {
  background: var(--violet-soft);
  border-radius: 14px;
  padding: 14px;
  text-align: center;
}
.sim-cell span { display: block; font-size: .74rem; color: var(--soft); font-weight: 600; }
.sim-cell strong { font-family: var(--font-head); font-size: 1.35rem; color: var(--violet); }
.sim-cell--total { background: var(--yellow-soft); }
.sim-cell--total strong { color: #854d0e; }
.simulator__note { font-size: .76rem; color: var(--mute); text-align: center; margin-top: 4px; }

/* ---- Author box (E-E-A-T) ---- */
.author-box {
  display: flex;
  gap: 16px;
  align-items: center;
  background: var(--gray);
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  padding: 18px 20px;
  margin: 28px 0;
}
.author-box__avatar {
  width: 54px; height: 54px; border-radius: 50%;
  background: var(--violet); color: #fff;
  display: grid; place-items: center;
  font-family: var(--font-head); font-weight: 800; font-size: 1.3rem;
  flex-shrink: 0;
}
.author-box__name { font-family: var(--font-head); font-weight: 800; }
.author-box__role { font-size: .82rem; color: var(--mute); }
.author-box__bio { font-size: .85rem; color: var(--soft); margin-top: 4px; }

/* ---- Related links / silo ---- */
.related { background: var(--gray); padding: 48px 0; }
.related__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; margin-top: 26px; }
.related-card {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r-sm);
  padding: 20px 22px;
  text-decoration: none;
  color: var(--ink);
  transition: all .16s;
  display: block;
}
.related-card:hover { border-color: var(--violet); transform: translateY(-4px); }
.related-card__tag { font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--violet); }
.related-card h3 { font-size: 1.02rem; font-weight: 800; margin: 6px 0; }
.related-card p { font-size: .86rem; color: var(--soft); }

/* ---- Blog listing cards ---- */
.postgrid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.postcard {
  background: #fff;
  border: 2px solid var(--border);
  border-radius: var(--r);
  overflow: hidden;
  text-decoration: none;
  color: var(--ink);
  display: flex;
  flex-direction: column;
  transition: all .16s;
}
.postcard:hover { border-color: var(--violet); transform: translateY(-5px); box-shadow: var(--shadow); }
.postcard__thumb {
  height: 140px;
  display: grid;
  place-items: center;
  font-size: 3rem;
  background: linear-gradient(135deg, var(--violet-soft), #fef9c3);
}
.postcard__body { padding: 20px 22px; display: flex; flex-direction: column; flex: 1; }
.postcard__cat { font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--violet); }
.postcard h3 { font-size: 1.08rem; font-weight: 800; margin: 6px 0 8px; line-height: 1.3; }
.postcard p { font-size: .88rem; color: var(--soft); flex: 1; }
.postcard__meta { font-size: .78rem; color: var(--mute); margin-top: 12px; }

/* ---- Contact form ---- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.contact-info h3 { font-size: 1.1rem; font-weight: 800; margin: 20px 0 6px; }
.contact-info p { color: var(--soft); font-size: .94rem; }
.contact-info a { color: var(--violet); font-weight: 600; }

/* ---- CTA inline (in-content) ---- */
.cta-inline {
  background: linear-gradient(135deg, var(--violet-deep), var(--violet));
  color: #fff;
  border-radius: var(--r);
  padding: 30px 32px;
  text-align: center;
  margin: 32px 0;
}
.cta-inline h3 { font-size: 1.4rem; font-weight: 800; margin-bottom: 6px; }
.cta-inline p { color: rgba(255,255,255,.85); margin-bottom: 18px; }

/* ---- Sources / references (GEO trust) ---- */
.sources { font-size: .82rem; color: var(--mute); border-top: 1px solid var(--border); padding-top: 18px; margin-top: 30px; }
.sources h4 { font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 8px; color: var(--soft); }
.sources ul { padding-left: 20px; }
.sources li { margin-bottom: 5px; }

/* ---- Responsive additions ---- */
@media (max-width: 960px) {
  .content__layout--sidebar { grid-template-columns: 1fr; }
  .toc { position: static; }
  .related__grid, .postgrid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .page-hero h1 { font-size: 2.1rem; }
}
@media (max-width: 640px) {
  .related__grid, .postgrid { grid-template-columns: 1fr; }
  .checkgrid { grid-template-columns: 1fr; }
  .simulator__result { grid-template-columns: 1fr; }
  .page-hero h1 { font-size: 1.7rem; }
  /* mobile: dropdown = lista anidada dentro de una "tarjeta" suave */
  .nav__item, .nav__item--has-drop { position: static; width: 100%; }
  .nav__item--has-drop { border-bottom: 1px solid var(--border); }
  /* "Préstamos" pasa a ser un encabezado de grupo, no un enlace grande */
  .nav__item--has-drop > a {
    border-bottom: none;
    padding: 14px 6px 8px;
    font-size: .78rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: .08em;
    color: var(--mute);
    pointer-events: none;              /* el título no navega; los sub-items sí */
  }
  .nav__drop {
    position: static;
    left: auto;
    top: auto;
    transform: none;
    opacity: 1;
    visibility: visible;
    box-shadow: none;
    border: none;
    border-radius: 12px;
    background: var(--gray);
    padding: 6px;
    margin: 0 0 10px;
    min-width: 0;
    width: 100%;
    display: grid;
    gap: 2px;
  }
  .nav__drop a {
    padding: 11px 12px;
    border-radius: 9px;
    font-size: .95rem;
    font-weight: 600;
    color: var(--ink);
  }
  .nav__drop a:active,
  .nav__drop a:hover { background: var(--violet-soft); color: var(--violet); }
  .nav__item--has-drop > a::after { display: none; }
  /* CTA "Solicitar" visible dentro del menú móvil */
  .nav__cta-mobile {
    display: block;
    margin-top: 14px;
    text-align: center;
  }
}

/* ============================================================
   Logos de entidades como imagen (con fallback a inicial de color)
   ============================================================ */
/* Logos de entidad (imagen): caja RECTANGULAR blanca, más grande,
   para que el logo se vea completo y legible. */
img.lc__logo, img.offer__logo, img.tc-logo {
  object-fit: contain;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  flex-shrink: 0;
}
/* Card vertical (home) */
img.lc__logo   { width: 108px; height: 52px; padding: 7px 10px; }
/* Card horizontal (ofertas) — logo protagonista, más grande */
img.offer__logo { width: 130px; height: 62px; padding: 8px 12px; }
/* Tabla comparativa */
img.tc-logo    { width: 84px; height: 40px; padding: 5px 8px; }
/* USP/tagline en las lender cards (index) */
.lc__tagline {
  display: inline-block;
  align-self: flex-start;
  font-size: .78rem;
  font-weight: 700;
  color: var(--violet);
  background: var(--violet-soft);
  border-radius: 999px;
  padding: 4px 12px;
  margin-bottom: 12px;
}
/* la tabla comparativa ahora tiene una columna más (Edad) */
.table-compare { min-width: 720px; }

/* ============================================================
   LEAD MODAL (form emergente)
   ============================================================ */
.modal {
  position: fixed;
  inset: 0;
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal[hidden] { display: none; }
.modal__overlay {
  position: absolute;
  inset: 0;
  background: rgba(30, 20, 60, 0.55);
  backdrop-filter: blur(3px);
  opacity: 0;
  transition: opacity .22s ease;
}
.modal--open .modal__overlay { opacity: 1; }
.modal__dialog {
  position: relative;
  width: 100%;
  max-width: 460px;
  max-height: 92vh;
  overflow-y: auto;
  /* Ocultar la barra de scroll (sigue pudiendo desplazarse) para un look más limpio */
  scrollbar-width: none;              /* Firefox */
  -ms-overflow-style: none;           /* IE/Edge antiguo */
  background: #fff;
  border-radius: var(--r);
  box-shadow: var(--shadow-lg);
  padding: 32px 30px 28px;
  transform: translateY(18px) scale(.98);
  opacity: 0;
  transition: transform .24s cubic-bezier(.2,.8,.2,1), opacity .24s ease;
}
.modal__dialog::-webkit-scrollbar { width: 0; height: 0; display: none; }  /* Chrome/Safari */
.modal--open .modal__dialog { transform: translateY(0) scale(1); opacity: 1; }
.modal__close {
  position: absolute;
  top: 12px;
  right: 14px;
  width: 36px;
  height: 36px;
  border: none;
  background: var(--gray);
  color: var(--soft);
  border-radius: 50%;
  font-size: 1.5rem;
  line-height: 1;
  cursor: pointer;
  transition: background .15s, color .15s, transform .15s;
  display: grid;
  place-items: center;
}
.modal__close:hover { background: var(--violet-soft); color: var(--violet); transform: rotate(90deg); }
.modal__dialog .form-card__title { margin-top: 6px; }

@media (max-width: 640px) {
  .modal { padding: 0; align-items: flex-end; }
  .modal__dialog {
    max-width: 100%;
    max-height: 94vh;
    border-radius: var(--r) var(--r) 0 0;
    transform: translateY(100%);
  }
  .modal--open .modal__dialog { transform: translateY(0); }
}

/* ============================================================
   ICONOS SVG (line) — reemplazan a los emojis
   ============================================================ */
.ico {
  width: 1.15em;
  height: 1.15em;
  max-width: 24px;      /* tope de seguridad: nunca gigante aunque falle el em */
  max-height: 24px;
  display: inline-block;
  vertical-align: -0.19em;
  flex-shrink: 0;
}
.ico--lg { width: 1.5em; height: 1.5em; max-width: 28px; max-height: 28px; vertical-align: -0.3em; }
.ico--sm { width: 1em; height: 1em; vertical-align: -0.15em; }

/* Menu dropdown: icono tím delante del texto */
.nav__drop a .ico { color: var(--violet); width: 20px; height: 20px; vertical-align: middle; }

/* Hero features: icono en "chip" amarillo */
.hero__features .fi {
  display: inline-grid;
  place-items: center;
  width: 30px; height: 30px;
  border-radius: 9px;
  background: rgba(250, 204, 21, .18);
  color: var(--yellow);
  margin-right: 4px;
}
.hero__features .fi .ico { width: 18px; height: 18px; vertical-align: middle; }

/* Trust row (hero): iconos claros */
.trust-item .ico { color: rgba(255,255,255,.85); width: 17px; height: 17px; vertical-align: -.28em; margin-right: 2px; }

/* Benefit / step / section icon boxes: reutilizan .benefit__icon etc.
   pero ahora contienen SVG en vez de emoji */
.benefit__icon .ico, .step__icon .ico { width: 26px; height: 26px; color: var(--violet); vertical-align: middle; }
.step__icon { display: grid; place-items: center; }

/* Card meta (blog): icono + texto */
.postcard__meta .ico, .update-badge .ico, .offers__meta .ico { width: 15px; height: 15px; vertical-align: -.22em; margin-right: 3px; opacity: .85; }

/* Form / notas con candado */
.form-card__note .ico, .header__secure .ico { width: 14px; height: 14px; vertical-align: -.18em; margin-right: 3px; }

/* Offer tags: check verde (línea) */
.offer__tag .ico { width: 15px; height: 15px; color: var(--green); vertical-align: -.22em; margin-right: 2px; }
.lc__feats .ico { width: 16px; height: 16px; color: var(--violet); vertical-align: -.2em; margin-right: 6px; }

/* Answer-box / callout question icon */
.answer-box__q .ico { color: var(--violet); vertical-align: -.2em; margin-right: 6px; }

/* Loading checklist ya usa ::before check propio; sin cambios */

/* ============================================================
   OPTIMIZACIÓN MÓVIL — correcciones responsive
   ============================================================ */

/* Evitar scroll horizontal accidental (blobs, marquee, logos).
   Solo en <html> para no romper position:sticky del header/TOC. */
html { overflow-x: hidden; }
body { max-width: 100%; overflow-x: clip; }
*, *::before, *::after { min-width: 0; }
img, svg { max-width: 100%; }
/* Palabras/números largos no desbordan (10.000€, TAE, títulos) */
h1, h2, h3, p, .lead, .hero__subtitle, .slider-value, .form-summary strong,
.loading__title, .loading__msg, .offer__name, .lc__name {
  overflow-wrap: break-word;
  word-break: break-word;
}

/* Tablet / móvil ancho */
@media (max-width: 960px) {
  .container { padding: 0 18px; }
  /* Card horizontal de oferta: marca en columna, logo arriba del nombre */
  .offer__brand { flex-direction: column; align-items: flex-start; gap: 10px; }
}

/* Móvil */
@media (max-width: 640px) {
  .container { padding: 0 16px; }

  /* --- Menú móvil: permitir scroll si es largo --- */
  .nav {
    max-height: calc(100vh - 70px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  .nav__drop a { padding: 8px 10px; font-size: .92rem; }

  /* --- Hero: tipografía y features más compactas --- */
  .hero h1 { font-size: 1.8rem; line-height: 1.15; }
  .hero h1 .u { white-space: normal; }           /* permitir salto: 10.000€ + hoy */
  .hero__subtitle { font-size: 1rem; }
  .hero__features { gap: 10px; }
  .hero__social { flex-wrap: wrap; }

  /* --- Form card: nunca más ancha que la pantalla --- */
  .form-card { max-width: 100%; }
  .form-card__flag { right: 16px; font-size: .72rem; padding: 6px 12px; }
  /* Slider header en columna para que el valor no desborde */
  .slider-header { flex-direction: column; align-items: flex-start; gap: 2px; }
  .slider-value { font-size: 1.35rem; }
  /* Resumen importe/plazo: que quepan los dos */
  .form-summary { gap: 10px; }
  .form-summary strong { font-size: 1rem; }

  /* --- Logos de oferta: reducir en móvil para que quepan --- */
  img.offer__logo { width: 112px; height: 54px; }
  img.lc__logo { width: 100px; height: 48px; }

  /* --- Card de oferta (ofertas.html): apilar acción a ancho completo --- */
  .offer__facts { grid-template-columns: repeat(2, 1fr); gap: 8px; }
  .fact { padding: 8px 10px; }
  .fact strong { font-size: .92rem; }
  .offer__action .btn { width: 100%; min-width: 0; }

  /* --- Lender cards (home): stats 2 columnas --- */
  .lc__stats { grid-template-columns: 1fr 1fr; }

  /* --- Simulador resultado: 3 → mantener legible --- */
  .sim-cell strong { font-size: 1.15rem; }

  /* --- CTA band / secciones --- */
  .band { padding: 40px 20px; }
  .cta-inline { padding: 26px 20px; }
  .cta-inline h3 { font-size: 1.2rem; }

  /* --- Prose / artículos: menos padding, texto legible --- */
  .prose h2 { font-size: 1.4rem; }
  .prose h3 { font-size: 1.12rem; }
  .content { padding: 32px 0 48px; }

  /* --- Footer: 2 columnas en vez de 4 --- */
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 24px; }
  .footer__bottom--row { flex-direction: column; text-align: center; }

  /* --- Breadcrumb: no romper en varias líneas feo --- */
  .breadcrumb ol { font-size: .78rem; }

  /* --- Botones: evitar que el texto largo desborde --- */
  .btn { font-size: .95rem; padding: 14px 20px; }
  .btn--cta { font-size: 1rem; }

  /* --- Answer box / tablas --- */
  .answer-box { padding: 18px 18px; }
  .page-hero { padding: 36px 0 40px; }

  /* --- Loading screen (ofertas): que no desborde --- */
  .loading__title { font-size: 1.35rem; line-height: 1.2; }
  .loading__msg { font-size: .92rem; }
  .loading__checklist li { font-size: .92rem; }
  .header__secure { font-size: .78rem; }
  /* Offers page head */
  .offers__meta { flex-direction: column; gap: 6px; }
}

/* Móvil pequeño (≤400px) */
@media (max-width: 400px) {
  .hero h1 { font-size: 1.6rem; }
  .section__title { font-size: 1.45rem; }
  .footer__grid { grid-template-columns: 1fr; }
  .offer__facts { grid-template-columns: 1fr 1fr; }
  .logo { font-size: 1.15rem; }
  .quick-amounts { gap: 5px; }
  .quick-amounts button { padding: 8px 2px; font-size: .8rem; }
}

/* ============================================================
   V3 — Mejoras estéticas: glosario, opiniones, tablas, blog
   ============================================================ */

/* ---- GLOSARIO: rejilla de tarjetas ---- */
.glossary-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}
.glossary-card {
  position: relative;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  padding: 22px 24px 20px;
  scroll-margin-top: 90px;
  transition: border-color .18s, box-shadow .18s, transform .18s;
  overflow: hidden;
}
.glossary-card::before {
  content: '';
  position: absolute;
  left: 0; top: 0; bottom: 0;
  width: 4px;
  background: linear-gradient(var(--violet), var(--violet-mid));
  opacity: 0;
  transition: opacity .18s;
}
.glossary-card:hover {
  border-color: var(--violet-soft);
  box-shadow: 0 10px 30px rgba(109,40,217,.10);
  transform: translateY(-3px);
}
.glossary-card:hover::before,
.glossary-card:target::before { opacity: 1; }
.glossary-card:target { border-color: var(--violet); }
.glossary-card__n {
  font-family: var(--font-head);
  font-size: .82rem;
  font-weight: 800;
  color: var(--violet);
  background: var(--violet-soft);
  border-radius: 8px;
  padding: 3px 9px;
  letter-spacing: .04em;
}
.glossary-card__term {
  font-size: 1.18rem;
  font-weight: 800;
  margin: 12px 0 7px;
  color: var(--ink);
}
.glossary-card__def {
  font-size: .92rem;
  color: var(--soft);
  line-height: 1.6;
  margin: 0;
}

/* Índice de términos (answer-box): chips más pulidos */
.glossary-index .answer-box__q { margin-bottom: 12px; }

/* ---- OPINIONES HUB: tarjetas de entidad ricas ---- */
.entity-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.entity-card {
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--r);
  padding: 24px 24px 22px;
  text-decoration: none;
  color: var(--ink);
  transition: border-color .18s, box-shadow .18s, transform .18s;
}
.entity-card:hover {
  border-color: var(--violet);
  box-shadow: 0 16px 40px rgba(109,40,217,.14);
  transform: translateY(-4px);
}
.entity-card__head { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.entity-card__logo {
  width: 96px; height: 46px;
  object-fit: contain;
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 6px 8px;
  flex-shrink: 0;
}
.entity-card__name { font-family: var(--font-head); font-weight: 800; font-size: 1.12rem; line-height: 1.2; }
.entity-card__stars { color: #f59e0b; font-size: .82rem; font-weight: 700; margin-top: 3px; }
.entity-card__stars small { color: var(--mute); font-weight: 500; }
.entity-card__tag {
  font-size: .88rem; color: var(--soft); line-height: 1.5; margin: 0 0 16px;
  flex: 1;
}
.entity-card__facts {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 16px;
}
.entity-card__fact {
  background: var(--gray); border-radius: 10px; padding: 8px 6px; text-align: center;
}
.entity-card__fact span { display: block; font-size: .64rem; color: var(--mute); font-weight: 600; text-transform: uppercase; letter-spacing: .03em; }
.entity-card__fact strong { font-family: var(--font-head); font-size: .86rem; color: var(--ink); }
.entity-card__cta {
  display: block; text-align: center;
  background: var(--violet-soft); color: var(--violet);
  font-weight: 800; font-size: .92rem;
  border-radius: var(--r-sm); padding: 11px;
  transition: background .18s, color .18s;
}
.entity-card:hover .entity-card__cta { background: var(--violet); color: #fff; }

/* ---- TABLA COMPARATIVA: logo mayor, fila destacada, ranking ---- */
.table-compare thead th { padding: 15px 16px; font-size: .74rem; }
.table-compare tbody td { padding: 18px 16px; }
/* Logo de la tabla comparativa: caja RECTANGULAR blanca y grande.
   Specificity alta (.table-compare img.tc-logo) para ganar a ".table-compare .tc-logo". */
.table-compare img.tc-logo {
  width: 112px;
  height: 52px;
  border-radius: 10px;
  object-fit: contain;
  background: #fff;
  border: 1px solid var(--border);
  padding: 6px 10px;
  display: block;
}
.table-compare tbody tr.is-featured {
  background: linear-gradient(90deg, #fffdf3, #fff 60%);
  box-shadow: inset 4px 0 0 var(--yellow);
}
.tc-rank {
  display: inline-grid; place-items: center;
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--violet-soft); color: var(--violet);
  font-family: var(--font-head); font-weight: 800; font-size: .72rem;
  margin-right: 8px; vertical-align: middle;
}
.table-compare tbody tr.is-featured .tc-rank { background: var(--yellow); color: var(--ink); }

/* ---- CALLOUTS: answer-box, blockquote, sources más pulidos ---- */
.answer-box {
  background: linear-gradient(135deg, #faf8ff, #fff 55%);
  box-shadow: 0 8px 30px rgba(109,40,217,.08);
}
.prose blockquote {
  position: relative;
  box-shadow: 0 6px 20px rgba(245,158,11,.10);
}
.sources {
  background: var(--gray);
  border: 1px solid var(--border);
  border-radius: var(--r-sm);
  padding: 18px 22px;
  border-top: 1px solid var(--border);
}
.sources h4 { color: var(--violet); }

/* ---- BLOG: aprovechar el ancho, TOC más elegante ---- */
.content__layout--sidebar { grid-template-columns: minmax(0,1fr) 300px; gap: 48px; }
/* En pantallas medianas/pequeñas la barra lateral (TOC 300px) se apila:
   esta regla va DESPUÉS de la de arriba, así que gana en móvil y evita
   que la columna de 300px se salga del viewport. */
@media (max-width: 960px) {
  .content__layout--sidebar { grid-template-columns: 1fr; gap: 32px; }
}
.prose { max-width: 720px; }
.toc {
  background: linear-gradient(160deg, #faf8ff, #fff);
  border: 1px solid var(--violet-soft);
  box-shadow: 0 8px 24px rgba(109,40,217,.07);
}
.toc h4 { color: var(--violet); }
.toc a.is-active, .toc a:hover { color: var(--violet); font-weight: 700; }
.author-box {
  background: linear-gradient(135deg, var(--violet-soft), #faf8ff);
  border: 1px solid var(--violet-soft);
}

@media (max-width: 860px) {
  .entity-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .glossary-grid { grid-template-columns: 1fr; }
  .entity-grid { grid-template-columns: 1fr; }
}

/* ---- Marcadores de campo obligatorio / opcional en el formulario ---- */
.req { color: var(--danger); font-weight: 800; }
.opt { color: var(--mute); font-weight: 500; font-size: .9em; }

/* ---- Quitar los círculos decorativos de los fondos ---- */
.hero__blob { display: none; }
.band::before,
.loading::before,
.page-hero::before { display: none; }

/* ---- Tabla comparativa: celdas en UNA línea + scroll horizontal ---- */
.table-compare-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;   /* scroll suave en móvil */
}
.table-compare { min-width: 760px; }
/* Cada celda no parte el texto ("7 – 35 días", "desde 0%", "18–75 años") */
.table-compare th,
.table-compare td { white-space: nowrap; }
/* Solo la marca (logo + nombre) puede necesitar 2 líneas internas controladas */
.table-compare .tc-brand { white-space: normal; }